Calling your pet your best friend is so yesterday. These days, pet parents consider their pets a part of their family, and treat them like their own children. In fact, some pet parents even go to the length of keeping their pets’ needs before their own. If you share a roof with your beloved pet, one of the most important responsibilities you have is to ensure that your pet is happy and healthy. This is why you should make sure your pet is comfortable in your home, his or hers nutrition should never be neglected. However, when we talk about caring for our pets, we often tend to overlook the most important part of it all – making sure your pet’s medical needs are not ignored.
If you truly want your pet to be happy, it becomes important to equally focus on the HEALTHY part. This is why we strongly recommend investing in a pet insurance policy. A pet insurance policy is like a financial fallback for pet parents in case of medical emergencies. In fact, in many ways, it is quite similar to a health insurance policy where we are offered a specific amount of coverage for a period of time, at the cost of a certain amount of premium. A pet insurance policy is the best thing you can do for your pet since it takes into question the needs of your pet based on its breed and species. For example, a dog insurance policy covers all the canine worries, whereas a cat insurance policy covers all the feline worries.
The life expectancy of pets, in most cases, is less than that of humans. This is why a lot of us tend to ignore the fact that pet animals age just like we do. And the problems they face while aging are just as serious. In fact, senior pets are less frequent to get adopted because prospective pet parents are worried about the medical history that accompanies them. Also, a lot of people are skeptical about choosing a senior pet because they believe senior pets are not considered when buying pet insurance. However, that is not true. You can buy a pet insurance policy for your senior pet as well. But you need to understand that it will be slightly different compared to a regular policy. In this article, let us talk about a few things you need to know about insurance for senior pets.
- We have repeatedly told you that for your pet insurance to be valid, you need to pay a premium to the insurance company. And that the coverage that your pet policy offers depends on the amount of premium you pay. However, since senior pets tend to need more medical attention than younger ones, it is fair to say that the premium you will be required to pay will be higher. So yes, pet insurance for senior pets is a bit more expensive than usual.
- When it comes to buying insurance for senior pets, you will most likely come across two terms – senior and geriatric. Seniors are the ones that have just begun showing the signs of aging but are fairly fit. At the same time, geriatric pets are the ones that are towards the end of their life spans and are facing multiple health issues. These terms can also have an impact on your premium.
- The next pointer is to talk about the things that are covered under the senior insurance policy. Some of the things include accidents and illness, vet visit exam fees, breed specific conditions, dental conditions, chronic diseases, and so on. However, know that when it comes to senior insurance, your pet insurance may cover the pre-existing health conditions that were a part of your pet’s medical history before choosing to buy a best pet insurance policy.
While it is true that senior pets face many hurdles while buying pet insurance like upper age limits and pre-existing conditions, we honestly believe that pet insurance is completely worth every penny you invest. However, be aware that every insurance company may not provide your senior pet with an insurance policy. Check that with an insurance company before you decide to invest. And lastly, the best way to avoid all the trouble is to take care of your senior properly along with buying pet insurance. The simplest way to do that is to make sure your senior pet is physically active and maintains a healthy diet for them, and accessories like orthopedic beds can come in really handy.
